Deed of Variation

A Deed of Variation is a document created after your death that your estate administrators or executors can prepare and sign to alter the distribution of your estate. There are generally two types of Deed of Variation, firstly there is a Deed to alter Intestacy secondly there is a Deed to alter your Will.

If you died intestate (without a will) your estate has to be distributed under the Rules of Intestacy. This could mean that your spouse would be restricted in the amount of inheritance that they could receive.

Often this causes hardship so a Deed of Variation of Intestacy could be created which could alter the amount the spouse would receive.

Some would then say why should I make a will if the problem can be resolved after my death. The answer is quite simple, it costs a lot more to create a deed of variation than to create a will.

There are other more important reasons too, if your estate was to pass under intestacy and there was a need to create a deed of variation, this could not be done if you had children under the age of 18 as the children would become beneficiaries and in order to create a deed of variation you need all of the beneficiaries approval. Children under the age of 18 are not premitted to consent to a deed of variation.

If you are currently in state that you need a Deed of Variation, then you can contact us via our website, iwc-ltd.com.

Online Wills

Have you written your will yet? If not, you need to! With IWC-Ltd its easy! You can write your will online, yes online! We have a handy form that takes about 10 minutes to fill out, and you can have written your will! There is really no reason why you shouldn't, it is so easy!

Just click HERE and you can be on your way to writing your will, it has never been so easy!

Our simple to use form will allow you to appoint executors, guardians and of course include cash & personal gifts. More complex Wills can still be created, please just call us on local rate 0845 600 3527.

Secure payment will be processed through PayPal or Google or if you prefer please contact us and we can arrange for an invoice to be sent to you for payment via cheque.

When using our Online Will service the Wills are dispatched within two weeks, sooner if requested.

Why not give it a try, it is very simple, you'll wonder why you did not do it years ago!

So head over to IWC-Ltd and make your will, online, today!

Funeral Planning

When you make your will you may wish to mention a preference for burial or cremation. You may care to set out details such as religious preferences or requests for donations to charities in lieu of flowers. It is important to consider these matters, otherwise your family will never know what you would have wanted.

However after all of this careful planning did you know your Executors are under no obligation whatsoever to carry out funeral wishes requested in your Will. The only way to guarantee your funeral arrangements, just like anything in life, is to pre-plan.

Of course it is impossible to predict how much your funeral expenses will be, or foresee how far in the future they may arise, it follows that savings or insurance may not be enough. However, your funeral costs will be a first liability on your estate and must be paid well before any other bequests can be distributed.

So if you are in need to plan your funeral, securley and safley - then go to www.iwc-ltd.com and see more on Funeral Planning.

Probate Help!

Probate can be a very complex task but we can help you with the whole Probate process. With many Probate solicitors and banks charging extremely high prices for applying for Probate or letter of administration we are able to offer a very "low cost probate" solution with a guaranteed "fixed fee" when compared to solicitors and banks. Whether you need a Grant of Probate or a Letter of Administration we can help you.

We can provide Probate help and advice, which includes information on how to complete the Probate, Inheritance Tax and Property transfer forms. We also offer a full Probate or estate administration service whereby no interviews with the Probate Office, Probate Registry or Probate Registrar are necessary. Your involvement in the Probate process can be kept to a minimum but will still allow you to have as much input in the whole probate process as you feel appropriate, thus relieving you of the endless probate paperwork and pressure from dead lines set by the Inland Revenue. We give you the time you need to effectively deal with the emotional strain of having lost a loved one.

If you are in need of advice or help then you can come over to IWC, and see all our information on Probate.

About us!

IWC offers you Peace of Mind for Wills, Probate, Letters of Administration and Community Care Planning.

Our experienced Probate and Will writing advisers are dedicated to offering you sound advice and sensible answers. Providing a sympathetic and personal service to suit your needs, our duty of care ensures the Probate & Will writing advice we give is accurate and appropriate. All Probate work and Wills created are protected by professional indemnity insurance. We are regulated by the Society of Will writers and Estate Planning Practitioners and are Registered under the Data Protection Act.

Whilst offering the same professional probate and will writing service as any law firm or trust corporation, our overheads are much lower and we can therefore offer far more competitive rates than our competition without hindering the service. With Probate we offer guaranteed fixed prices rather than percentages so you know up front what the fees will be.

For total peace of mind, our Probate administrators are LLB qualified, Probate is extracted using selected and approved solicitors, we are registered under the Data Protection Act, Regulated by the Society of Will writers & Estate Planning practitioners and we also hold £2 million of indemnity insurance cover.

So head over to Iwc-ltd.com today and check us out!