Deed of Variation

A Deed of Variation is a document created after your death that your estate administrators or executors can prepare and sign to alter the distribution of your estate. There are generally two types of Deed of Variation, firstly there is a Deed to alter Intestacy secondly there is a Deed to alter your Will.

If you died intestate (without a will) your estate has to be distributed under the Rules of Intestacy. This could mean that your spouse would be restricted in the amount of inheritance that they could receive.

Often this causes hardship so a Deed of Variation of Intestacy could be created which could alter the amount the spouse would receive.

Some would then say why should I make a will if the problem can be resolved after my death. The answer is quite simple, it costs a lot more to create a deed of variation than to create a will.

There are other more important reasons too, if your estate was to pass under intestacy and there was a need to create a deed of variation, this could not be done if you had children under the age of 18 as the children would become beneficiaries and in order to create a deed of variation you need all of the beneficiaries approval. Children under the age of 18 are not premitted to consent to a deed of variation.

If you are currently in state that you need a Deed of Variation, then you can contact us via our website, iwc-ltd.com.

Online Wills

Have you written your will yet? If not, you need to! With IWC-Ltd its easy! You can write your will online, yes online! We have a handy form that takes about 10 minutes to fill out, and you can have written your will! There is really no reason why you shouldn't, it is so easy!

Just click HERE and you can be on your way to writing your will, it has never been so easy!

Our simple to use form will allow you to appoint executors, guardians and of course include cash & personal gifts. More complex Wills can still be created, please just call us on local rate 0845 600 3527.

Secure payment will be processed through PayPal or Google or if you prefer please contact us and we can arrange for an invoice to be sent to you for payment via cheque.

When using our Online Will service the Wills are dispatched within two weeks, sooner if requested.

Why not give it a try, it is very simple, you'll wonder why you did not do it years ago!

So head over to IWC-Ltd and make your will, online, today!

Funeral Planning

When you make your will you may wish to mention a preference for burial or cremation. You may care to set out details such as religious preferences or requests for donations to charities in lieu of flowers. It is important to consider these matters, otherwise your family will never know what you would have wanted.

However after all of this careful planning did you know your Executors are under no obligation whatsoever to carry out funeral wishes requested in your Will. The only way to guarantee your funeral arrangements, just like anything in life, is to pre-plan.

Of course it is impossible to predict how much your funeral expenses will be, or foresee how far in the future they may arise, it follows that savings or insurance may not be enough. However, your funeral costs will be a first liability on your estate and must be paid well before any other bequests can be distributed.

So if you are in need to plan your funeral, securley and safley - then go to www.iwc-ltd.com and see more on Funeral Planning.